:root{--bg:#f4f7fb;--page-top:#f8fafc;--page-bottom:#f1f5f9;--surface:#ffffff;--surface2:#eef3f7;--surface-soft:#fbfdff;--surface-muted:#f7fafc;--surface-hover:#f2f6f9;--success-soft:#f2fff7;--auth-bg:#f8fbfd;--text:#142737;--muted:#647684;--line:#dce5ec;--line-strong:#c5d2dc;--green:#18b36c;--green2:#0d8a53;--green-hi:#42d78b;--blue:#5369ff;--red:#d94646;--amber:#a96b00;--nav-active-bg:#e8fbf2;--chip-bg:#eef2ff;--chip-text:#4453b8;--success-bg:#eafbf2;--success-text:#147348;--success-line:#9bdcb9;--danger-bg:#fff0f0;--danger-text:#a33838;--danger-line:#ffc7c7;--warn-bg:#fff6e5;--warn-text:#8a5a08;--warn-line:#efd28d;--info-bg:#eef3ff;--info-text:#3f4f92;--info-strong:#4354c0;--info-line:#cfdaff;--input-bg:#fbfdff;--progress-track:#e3ebf0;--ring-track:#e5ecef;--ring-hole:#ffffff;--course-icon-a:#edf5ff;--course-icon-b:#eafbf2;--hero-a:#153144;--hero-b:#245269;--hero-muted:#c7d8e1;--pill-bg:rgba(255,255,255,.86);--btn-dark-bg:#173246;--btn-dark-text:#ffffff;--btn-light-text:#173246;--strong:#243dbe;--card-shadow:0 7px 24px rgba(18,42,59,.045);--card-shadow-hover:0 12px 34px rgba(18,42,59,.08);--shadow:0 20px 60px rgba(18,42,59,.10);--focus-ring:rgba(83,105,255,.12);--selection-bg:rgba(83,105,255,.22);--scroll-thumb:#b8c7d2;--r:22px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{cursor:pointer}h1,h2,h3,p{overflow-wrap:anywhere}.version{position:fixed;right:10px;bottom:8px;z-index:99;background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:5px 9px;font-size:11px;color:var(--muted);box-shadow:0 5px 18px rgba(0,0,0,.06)}.brand{display:flex;align-items:center;gap:10px;font-weight:950;letter-spacing:-.03em}.brand-large{font-size:26px}.brand-mark{width:43px;height:43px;border-radius:14px;background:linear-gradient(135deg,var(--green),#52d895);color:#fff;display:grid;place-items:center;font-weight:950;box-shadow:0 10px 24px rgba(24,179,108,.25)}.auth-shell{min-height:100vh;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(420px,.92fr);background:radial-gradient(circle at 8% 10%,rgba(24,179,108,.17),transparent 32%),radial-gradient(circle at 92% 88%,rgba(83,105,255,.14),transparent 32%),var(--auth-bg)}.auth-hero{padding:70px clamp(34px,7vw,112px);display:flex;flex-direction:column;justify-content:space-between;gap:40px}.hero-copy h1{font-size:clamp(48px,6vw,82px);line-height:.98;letter-spacing:-.055em;margin:16px 0 22px;max-width:850px}.hero-copy p{font-size:19px;line-height:1.65;color:var(--muted);max-width:680px}.eyebrow{text-transform:uppercase;letter-spacing:.1em;font-size:11px;font-weight:950;color:var(--muted)}.eyebrow.light{color:#7ae4b0}.hero-pills{display:flex;flex-wrap:wrap;gap:9px}.hero-pills span{background:var(--pill-bg);border:1px solid var(--line);border-radius:999px;padding:9px 12px;font-size:12px;font-weight:900;box-shadow:0 7px 20px rgba(18,42,59,.05)}.auth-panel{display:grid;place-items:center;padding:28px}.auth-card{width:min(475px,100%);background:var(--surface);border:1px solid var(--line);border-radius:30px;padding:30px;box-shadow:var(--shadow)}.auth-card.narrow{width:min(450px,calc(100vw - 30px))}.auth-card h2{font-size:30px;margin:20px 0 7px;letter-spacing:-.04em}.tabs{display:grid;grid-template-columns:1fr 1fr;background:var(--surface2);border-radius:13px;padding:4px;margin-bottom:22px}.tab{padding:10px;text-align:center;border-radius:10px;font-weight:900;color:var(--muted)}.tab.active{background:var(--surface);color:var(--text);box-shadow:0 3px 10px rgba(18,37,54,.08)}form{display:grid;gap:13px}label{display:grid;gap:7px;font-weight:850;font-size:13px}input,select,textarea{width:100%;border:1px solid var(--line);border-radius:13px;background:var(--input-bg);color:var(--text);padding:12px 13px;outline:none}textarea{resize:vertical}input:focus,select:focus,textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px var(--focus-ring)}.hint,.muted{color:var(--muted)}.hint{font-size:12px;line-height:1.45;margin:0}.btn{border:0;border-radius:13px;padding:11px 15px;font-weight:950;display:inline-flex;align-items:center;justify-content:center;gap:7px}.btn-primary{background:linear-gradient(135deg,var(--green),#36cc82);color:#fff;box-shadow:0 9px 20px rgba(24,179,108,.22)}.btn-dark{background:var(--btn-dark-bg);color:var(--btn-dark-text)}.btn-soft{background:var(--surface2);color:var(--text)}.btn-light{background:var(--surface);color:var(--btn-light-text);border:1px solid var(--line)}.btn-danger{background:var(--danger-bg);color:var(--red)}.btn-warn{background:var(--warn-bg);color:var(--amber)}.btn-block{width:100%}.demo-box{margin-top:20px;border-top:1px solid var(--line);padding-top:17px;display:grid;gap:6px}.demo-box small{color:var(--muted);line-height:1.6}.alert,.notice{padding:12px 14px;border-radius:13px;border:1px solid;font-size:13px;line-height:1.45;margin:12px 0}.alert-success{background:var(--success-bg);border-color:var(--green);color:var(--success-text)}.alert-danger{background:var(--danger-bg);border-color:var(--danger-line);color:var(--danger-text)}.alert-warn{background:var(--warn-bg);border-color:var(--warn-line);color:var(--warn-text)}.alert-info,.notice{background:var(--info-bg);border-color:var(--info-line);color:var(--info-text)}.simple-center{min-height:100vh;display:grid;place-items:center;padding:20px}.text-link,.back{display:inline-block;color:var(--blue);font-weight:850;margin-top:16px}.shell{min-height:100vh;display:grid;grid-template-columns:265px minmax(0,1fr)}.sidebar{position:sticky;top:0;height:100vh;background:var(--surface);border-right:1px solid var(--line);padding:20px 17px;display:flex;flex-direction:column;gap:22px}.nav{display:grid;gap:6px}.nav-btn{display:flex;align-items:center;gap:10px;padding:11px 12px;border-radius:13px;font-weight:900;color:var(--muted)}.nav-btn:hover{background:var(--surface2);color:var(--text)}.nav-btn.active{background:var(--nav-active-bg);color:var(--green2)}.side-bottom{margin-top:auto;display:grid;gap:10px}.user-mini{border:1px solid var(--line);border-radius:16px;padding:12px;background:var(--surface-soft)}.user-mini b,.user-mini small{display:block}.user-mini small{color:var(--muted);margin-top:2px}.main{padding:26px clamp(20px,4vw,54px) 70px;min-width:0}.topbar{display:flex;align-items:flex-start;justify-content:space-between;gap:20px;margin-bottom:22px}.topbar h1{font-size:clamp(31px,4vw,44px);letter-spacing:-.045em;margin:4px 0 0}.top-actions{display:flex;gap:9px}.hero-card{background:linear-gradient(135deg,var(--hero-a),var(--hero-b));color:#fff;border-radius:27px;padding:26px;border:0;display:flex;justify-content:space-between;align-items:end;gap:24px}.hero-card h2{font-size:30px;margin:6px 0}.hero-card p{color:var(--hero-muted);max-width:650px}.hero-actions{display:flex;gap:9px;flex-wrap:wrap}.metrics{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px;margin-top:18px}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:19px;box-shadow:var(--card-shadow)}.metric small,.metric span{display:block;color:var(--muted)}.metric strong{display:block;font-size:34px;letter-spacing:-.04em;margin:6px 0}.section-head{display:flex;justify-content:space-between;align-items:end;gap:15px;margin:28px 0 13px}.section-head.compact{margin-top:0}.section-head h2{margin:0;font-size:26px}.section-head p{margin:4px 0 0;color:var(--muted)}.activity{display:flex;gap:11px;padding:11px;border-bottom:1px solid var(--line)}.activity:last-child{border-bottom:0}.activity small{display:block;color:var(--muted);margin-top:3px}.dot{width:10px;height:10px;background:var(--green);border-radius:50%;margin-top:6px;flex:none}.empty{padding:26px;text-align:center;color:var(--muted);border:1px dashed var(--line);border-radius:17px;background:var(--surface-soft)}.lesson-list,.task-list,.group-list{display:grid;gap:12px}.lesson{display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:14px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:19px;padding:16px}.lesson.done{background:var(--success-soft);border-color:var(--success-line)}.lesson-icon{width:54px;height:54px;border-radius:17px;background:var(--surface2);display:grid;place-items:center;font-size:22px;font-weight:950}.lesson h3,.task h3,.group-card h3{margin:6px 0 4px}.lesson p,.task p,.group-card p{margin:0;color:var(--muted)}.lesson-meta,.task-meta{display:flex;flex-wrap:wrap;gap:6px}.chip{display:inline-flex;border-radius:999px;background:var(--chip-bg);color:var(--chip-text);padding:6px 9px;font-size:11px;font-weight:950}.chip.gray{background:var(--surface2);color:var(--muted)}.chip.green{background:var(--success-bg);color:var(--success-text)}.chip.red{background:var(--danger-bg);color:var(--danger-text)}.question{border:1px solid var(--line);background:var(--surface);border-radius:18px;padding:18px;margin:15px 0}.question legend{font-size:11px;font-weight:950;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;padding:0 6px}.answers{display:grid}.answer{grid-template-columns:auto 1fr;align-items:center;background:var(--surface-muted);border:1px solid var(--line);border-radius:12px;padding:10px 12px;margin-top:8px;cursor:pointer}.answer input{width:auto}.two-col{display:grid;grid-template-columns:minmax(340px,.8fr) minmax(0,1.2fr);gap:18px;align-items:start}.admin-grid{grid-template-columns:minmax(320px,.75fr) minmax(0,1.25fr);margin-bottom:18px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:11px}.task{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:15px;display:grid;grid-template-columns:minmax(0,1fr) 190px;gap:15px;align-items:center}.task form{gap:7px}.task small{color:var(--muted);display:block;margin-top:7px}.group-card{display:flex;align-items:center;justify-content:space-between;gap:14px}.row-actions,.inline-form{display:flex;gap:7px;align-items:center;flex-wrap:wrap}.checks{display:grid;gap:7px;max-height:270px;overflow:auto;border:1px solid var(--line);border-radius:13px;padding:10px}.check{grid-template-columns:auto 1fr;align-items:center;background:var(--surface-muted);padding:8px 9px;border-radius:10px}.check input{width:auto}.label-title{font-size:13px;font-weight:850}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;font-size:13px}th,td{text-align:left;padding:11px;border-bottom:1px solid var(--line);vertical-align:middle}th{text-transform:uppercase;letter-spacing:.06em;font-size:10px;color:var(--muted)}td small{display:block;color:var(--muted);margin-top:2px}.clean-list{display:grid;gap:10px;color:var(--muted);padding-left:20px}.security-badge{display:inline-flex;padding:6px 9px;border-radius:999px;background:var(--success-bg);color:var(--success-text);font-size:11px;font-weight:950}.security-badge.off{background:var(--success-bg);color:var(--warn-text)}@media(max-width:1100px){.metrics{grid-template-columns:repeat(3,minmax(0,1fr))}.two-col{grid-template-columns:1fr}.admin-grid{grid-template-columns:1fr}}@media(max-width:900px){.auth-shell{grid-template-columns:1fr}.auth-hero{display:none}.shell{grid-template-columns:1fr}.sidebar{position:static;height:auto;border-right:0;border-bottom:1px solid var(--line);padding:12px}.sidebar>.brand,.user-mini{display:none}.nav{display:flex;overflow:auto}.nav-btn{white-space:nowrap}.side-bottom{margin:0}.side-bottom form{position:absolute;right:12px;top:12px}.main{padding:20px 14px 70px}.metrics{grid-template-columns:repeat(2,minmax(0,1fr))}.hero-card{align-items:flex-start;flex-direction:column}.lesson{grid-template-columns:auto 1fr}.lesson>a{grid-column:2}.version{display:none}}@media(max-width:600px){.auth-panel{padding:14px}.auth-card{padding:22px;border-radius:24px}.metrics,.form-row{grid-template-columns:1fr}.topbar{flex-direction:column}.task{grid-template-columns:1fr}.group-card{align-items:flex-start;flex-direction:column}.table-wrap table{min-width:760px}}

/* FinCoach 5.0 – professional insurance learning UI extensions */
body{background:linear-gradient(180deg,var(--page-top) 0,var(--page-bottom) 100%);min-height:100vh}
.sidebar{box-shadow:12px 0 32px rgba(20,39,55,.025)}
.nav-btn{transition:background .15s ease,color .15s ease,transform .15s ease}
.nav-btn:hover{transform:translateX(2px)}
.card{transition:box-shadow .15s ease,border-color .15s ease}
.card:hover{border-color:var(--line-strong);box-shadow:var(--card-shadow-hover)}
.btn{transition:transform .14s ease,box-shadow .14s ease,opacity .14s ease}
.btn:hover{transform:translateY(-1px)}
.btn:active{transform:translateY(0)}
hr{border:0;border-top:1px solid var(--line);margin:20px 0}
.text-strong{font-weight:900;color:var(--strong)}
.stack,.module-stack{display:grid;gap:14px}
.info-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:14px 0}
.info-grid>div{padding:12px;border:1px solid var(--line);border-radius:14px;background:var(--surface-muted)}
.info-grid small,.info-grid b{display:block}.info-grid small{color:var(--muted);margin-bottom:4px}
.detail-list{display:grid;grid-template-columns:minmax(120px,.35fr) 1fr;margin:0;gap:0}
.detail-list dt,.detail-list dd{margin:0;padding:10px 0;border-bottom:1px solid var(--line)}
.detail-list dt{font-size:12px;color:var(--muted);font-weight:850}.detail-list dd{font-weight:800}
.admin-shortcuts{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin:0 0 18px}
.shortcut{display:flex;align-items:center;gap:12px;padding:15px}.shortcut>span{width:38px;height:38px;border-radius:12px;background:var(--surface2);display:grid;place-items:center;font-size:19px}.shortcut b,.shortcut small{display:block}.shortcut small{color:var(--muted);margin-top:3px}
.notification-list{padding:8px}.notification{display:flex;justify-content:space-between;gap:18px;align-items:center;padding:15px;border-bottom:1px solid var(--line)}.notification:last-child{border:0}.notification.unread{background:var(--success-soft)}.notification h3{margin:7px 0 4px}.notification p{margin:0 0 5px;color:var(--muted)}
.ticket-layout{margin-bottom:18px}.ticket-head{display:flex;justify-content:space-between;gap:20px;align-items:flex-start;margin-bottom:16px}.ticket-head h2{font-size:28px;margin:10px 0 6px}.ticket-head p{color:var(--muted)}.ticket-timeline{display:grid;gap:12px}.ticket-event{display:grid;grid-template-columns:38px 1fr;gap:10px}.ticket-event>span{width:32px;height:32px;border-radius:10px;background:var(--info-bg);display:grid;place-items:center;font-weight:950;color:var(--info-strong)}.ticket-event>div{border:1px solid var(--line);background:var(--surface);border-radius:15px;padding:13px}.ticket-event p,.internal-note p{white-space:pre-wrap}.internal-note{margin-top:10px;padding:12px;border:1px solid var(--warn-line);background:var(--surface-muted);border-radius:13px}.internal-note small,.ticket-event small{color:var(--muted)}
.status-new{background:var(--info-bg);color:var(--info-text)}.status-open{background:var(--info-bg);color:var(--info-text)}.status-working{background:var(--warn-bg);color:var(--warn-text)}.status-waiting_user,.status-waiting_internal{background:var(--chip-bg);color:var(--chip-text)}.status-resolved{background:var(--success-bg);color:var(--success-text)}.status-closed,.status-archived{background:var(--surface2);color:var(--muted)}.status-review{background:var(--warn-bg);color:var(--warn-text)}.status-official{background:var(--nav-active-bg);color:var(--green2)}.status-group_published{background:var(--info-bg);color:var(--info-text)}.status-rejected{background:var(--danger-bg);color:var(--danger-text)}.status-draft{background:var(--surface2);color:var(--muted)}.status-pending{background:var(--warn-bg);color:var(--warn-text)}.status-accepted{background:var(--success-bg);color:var(--success-text)}.status-revoked,.status-expired{background:var(--danger-bg);color:var(--danger-text)}
.priority-low{background:var(--surface2);color:var(--muted)}.priority-normal{background:var(--info-bg);color:var(--info-text)}.priority-high{background:var(--warn-bg);color:var(--warn-text)}.priority-critical{background:var(--danger-bg);color:var(--danger-text)}
.quiz-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.quiz-card{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:16px;display:flex;justify-content:space-between;align-items:flex-start;gap:14px}.quiz-card.compact{align-items:center}.quiz-card h3{margin:8px 0 5px}.quiz-card p,.quiz-card small{color:var(--muted)}.question-editor{display:flex;justify-content:space-between;gap:16px;align-items:flex-start}.question-editor ol{color:var(--muted);padding-left:20px}.result-card{display:flex;align-items:center;gap:24px;max-width:760px;margin:50px auto}.result-ring{width:150px;height:150px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--green) 0 75%,var(--ring-track) 75%);box-shadow:inset 0 0 0 18px var(--ring-hole);flex:none}.result-ring.fail{background:conic-gradient(var(--red) 0 50%,var(--ring-track) 50%)}.result-ring strong{font-size:32px}
.backup-codes{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:10px}.backup-codes code{font-size:15px;background:var(--surface);border:1px solid var(--warn-line);border-radius:9px;padding:8px;text-align:center;font-weight:900;letter-spacing:.07em}
.certificate-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.certificate-card{display:flex;gap:18px;align-items:center}.cert-seal{width:72px;height:72px;border-radius:50%;background:linear-gradient(135deg,#17af69,#43d48b);color:#fff;display:grid;place-items:center;font-size:31px;font-weight:950;box-shadow:0 11px 26px rgba(24,179,108,.23)}
.course-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin-top:18px}.course-card{display:grid;grid-template-columns:64px 1fr;gap:17px;align-items:start}.course-icon{width:64px;height:64px;border-radius:19px;background:linear-gradient(145deg,var(--course-icon-a),var(--course-icon-b));display:grid;place-items:center;font-size:26px;font-weight:950}.course-card h2{margin:9px 0 5px;font-size:22px}.course-card p{color:var(--muted);line-height:1.5}.course-meta{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-top:10px}.course-meta small{color:var(--muted);font-weight:800}.progress-line{height:9px;background:var(--progress-track);border-radius:999px;overflow:hidden;margin-top:14px}.progress-line>span{display:block;height:100%;border-radius:999px;background:linear-gradient(90deg,var(--green),var(--green-hi))}.progress-line.large{height:12px;margin:15px 0 20px}.course-summary{display:flex;justify-content:space-between;gap:24px;align-items:center}.course-summary h2{font-size:30px;margin:10px 0 5px}.course-summary p{color:var(--muted);max-width:780px}.course-progress{text-align:right;min-width:120px}.course-progress strong,.course-progress small{display:block}.course-progress strong{font-size:38px}.course-progress small{color:var(--muted)}.course-module h2{margin:5px 0}.course-lessons{display:grid;gap:8px;margin-top:15px}.course-lesson{display:grid;grid-template-columns:34px 1fr auto;gap:11px;align-items:center;padding:11px;border-radius:13px;border:1px solid var(--line);background:var(--surface-soft)}.course-lesson:hover{border-color:var(--line-strong);background:var(--surface)}.course-lesson.done{background:var(--success-soft);border-color:var(--green)}.course-lesson b,.course-lesson small{display:block}.course-lesson small{color:var(--muted);margin-top:3px}.course-step{width:30px;height:30px;border-radius:10px;background:var(--surface2);display:grid;place-items:center;font-weight:950}.learning-hero{margin-bottom:18px}
@media(max-width:1200px){.admin-shortcuts{grid-template-columns:repeat(3,minmax(0,1fr))}.quiz-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.admin-shortcuts,.quiz-grid,.certificate-grid,.course-grid,.info-grid{grid-template-columns:1fr}.course-summary,.ticket-head,.result-card{align-items:flex-start;flex-direction:column}.course-progress{text-align:left}.question-editor{flex-direction:column}.course-card{grid-template-columns:48px 1fr}.course-icon{width:48px;height:48px;border-radius:14px}.course-lesson{grid-template-columns:30px 1fr}.course-lesson>.chip{grid-column:2}.backup-codes{grid-template-columns:1fr}.detail-list{grid-template-columns:1fr}.detail-list dt{border-bottom:0;padding-bottom:0}.detail-list dd{padding-top:4px}}
.attachment-list{display:grid;gap:8px;margin-top:14px}.attachment-row{display:flex;align-items:center;justify-content:space-between;gap:12px;border:1px solid var(--line);background:var(--surface-muted);border-radius:13px;padding:10px 12px}.attachment-row small{display:block;color:var(--muted);margin-top:3px}@media(max-width:600px){.attachment-row{align-items:flex-start;flex-direction:column}}
.admin-filter{margin-bottom:18px}.filter-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:10px;align-items:end}@media(max-width:900px){.filter-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.filter-grid{grid-template-columns:1fr}}

.bulk-actions{display:flex;gap:10px;align-items:end;flex-wrap:wrap;margin:12px 0 16px}.bulk-actions label{min-width:220px}.bulk-actions select{min-width:180px}

/* FinCoach 9.2 appearance themes: explicit Light / Dark only */
html[data-theme="light"]{color-scheme:light}
html[data-theme="dark"]{color-scheme:dark;--bg:#070b10;--page-top:#070b10;--page-bottom:#0a1016;--surface:#0f161e;--surface2:#16212b;--surface-soft:#111a23;--surface-muted:#141f29;--surface-hover:#192631;--success-soft:#0d2118;--auth-bg:#070c11;--text:#f2f6f8;--muted:#9fb0bc;--line:#263540;--line-strong:#3a4c59;--green:#35cf86;--green2:#74e7ad;--green-hi:#6ae5a5;--blue:#8c9aff;--red:#ff7474;--amber:#ffd06d;--nav-active-bg:#102d22;--chip-bg:#222a50;--chip-text:#c2c9ff;--success-bg:#102d22;--success-text:#85edb7;--success-line:#285c42;--danger-bg:#341a1e;--danger-text:#ffb7b7;--danger-line:#663139;--warn-bg:#302612;--warn-text:#ffdc90;--warn-line:#5e4a22;--info-bg:#1a2340;--info-text:#c7d0ff;--info-strong:#aebaff;--info-line:#34436d;--input-bg:#0b1219;--progress-track:#22303b;--ring-track:#263640;--ring-hole:#0f161e;--course-icon-a:#13243a;--course-icon-b:#102d22;--hero-a:#0c2430;--hero-b:#123849;--hero-muted:#bdd0da;--pill-bg:rgba(15,22,30,.92);--btn-dark-bg:#243746;--btn-dark-text:#f8fbfc;--btn-light-text:#f2f6f8;--strong:#aebaff;--card-shadow:0 10px 30px rgba(0,0,0,.22);--card-shadow-hover:0 16px 42px rgba(0,0,0,.34);--shadow:0 24px 80px rgba(0,0,0,.45);--focus-ring:rgba(140,154,255,.2);--selection-bg:rgba(140,154,255,.32);--scroll-thumb:#405260}
html[data-theme="dark"] body{background:linear-gradient(180deg,var(--page-top) 0,var(--page-bottom) 100%)}
html[data-theme="dark"] .auth-shell{background:radial-gradient(circle at 8% 10%,rgba(53,207,134,.12),transparent 34%),radial-gradient(circle at 92% 88%,rgba(140,154,255,.10),transparent 34%),var(--auth-bg)}
html[data-theme="dark"] .hero-card{box-shadow:0 18px 54px rgba(0,0,0,.28)}
html[data-theme="dark"] .sidebar{box-shadow:12px 0 32px rgba(0,0,0,.14)}
html[data-theme="dark"] .tab.active{box-shadow:0 4px 16px rgba(0,0,0,.28)}
html[data-theme="dark"] .brand-mark{box-shadow:0 10px 28px rgba(53,207,134,.18)}
html[data-theme="dark"] .btn-primary{box-shadow:0 10px 25px rgba(53,207,134,.16)}
html[data-theme="dark"] .cert-seal{box-shadow:0 12px 30px rgba(53,207,134,.16)}
html[data-theme="dark"] .light-swatch{background:#ffffff;color:#142737;border-color:#dce5ec}
html[data-theme="dark"] .dark-swatch{background:#070b10;color:#f2f6f8;border-color:#3a4c59}
.settings-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;align-items:start}.theme-preview{display:grid;grid-template-columns:1fr 1fr;gap:10px}.theme-swatch{border-radius:14px;padding:18px 12px;text-align:center;font-weight:900;border:1px solid var(--line)}.light-swatch{background:#fff;color:#142737}.dark-swatch{background:#101922;color:#edf4f7;border-color:#2a3945}.group-admin-grid{display:grid;grid-template-columns:minmax(320px,.85fr) minmax(0,1.15fr);gap:18px;align-items:start;margin-bottom:18px}.invite-list{display:grid;gap:8px}.invite-row{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:10px;border:1px solid var(--line);border-radius:12px;background:var(--surface-soft)}.invite-row small{display:block;color:var(--muted);margin-top:3px}.compact-notice{margin:0}.content-grid{display:grid;grid-template-columns:minmax(320px,.8fr) minmax(0,1.2fr);gap:18px;align-items:start}.content-card{display:flex;justify-content:space-between;gap:14px;align-items:flex-start}.content-card small{display:block;color:var(--muted);margin-top:4px}.content-body{white-space:pre-wrap;line-height:1.7}.stack{display:grid;gap:12px}hr{border:0;border-top:1px solid var(--line);margin:20px 0}
@media(max-width:1100px){.settings-grid{grid-template-columns:1fr 1fr}.group-admin-grid,.content-grid{grid-template-columns:1fr}}@media(max-width:700px){.settings-grid{grid-template-columns:1fr}.invite-row,.content-card{flex-direction:column;align-items:stretch}}

/* v9.2 theme/component hardening */
.compact-action{display:grid;gap:10px}.compact-action form{margin:0}.content-editor{min-height:260px;line-height:1.6}.content-card .row-actions{flex:0 0 auto}
html[data-theme="dark"] .quiz-card,html[data-theme="dark"] .question-editor,html[data-theme="dark"] .ticket-event,html[data-theme="dark"] .internal-note{background:var(--surface)}

/* v9.2 visual polish & accessibility */
::selection{background:var(--selection-bg);color:var(--text)}
*{scrollbar-color:var(--scroll-thumb) transparent;scrollbar-width:thin}
:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
input::placeholder,textarea::placeholder{color:var(--muted);opacity:.72}
input[type="checkbox"],input[type="radio"]{accent-color:var(--green)}
select option{background:var(--surface);color:var(--text)}
.card,.lesson,.task,.quiz-card,.course-card,.attachment-row,.invite-row,.question,.ticket-event>div,.user-mini,.auth-card{isolation:isolate}
.card:hover,.lesson:hover,.task:hover,.quiz-card:hover,.course-card:hover{border-color:var(--line-strong)}
.table-wrap{border-radius:var(--r)}
tbody tr{transition:background .14s ease}tbody tr:hover{background:var(--surface-hover)}
th{background:var(--surface-muted);position:sticky;top:0;z-index:1}
.btn{min-height:42px}.btn-soft:hover,.btn-light:hover{background:var(--surface-hover)}
.nav-btn.active{box-shadow:inset 3px 0 0 var(--green)}
.answer:hover,.check:hover{background:var(--surface-hover);border-color:var(--line-strong)}
.progress-line{box-shadow:inset 0 0 0 1px var(--line)}
.theme-swatch{min-height:72px;display:grid;place-items:center}.theme-swatch.active{outline:2px solid var(--green);outline-offset:2px}
html[data-theme="dark"] .version{background:#0b1219}
html[data-theme="dark"] .notification.unread{background:#0d2118}
html[data-theme="dark"] .course-lesson.done,html[data-theme="dark"] .lesson.done{background:#0d2118}
html[data-theme="dark"] .internal-note{background:#211d12;border-color:var(--warn-line)}
html[data-theme="dark"] .backup-codes code{background:#0b1219}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.nav-btn,.card,.btn,tbody tr{transition:none!important}.nav-btn:hover,.btn:hover{transform:none!important}}

/* v9.2 two-state theme picker */
.theme-picker{margin-top:14px}.theme-preview{align-items:stretch}.theme-swatch{appearance:none;width:100%;cursor:pointer;gap:5px;transition:transform .14s ease,border-color .14s ease,box-shadow .14s ease}.theme-swatch:hover{transform:translateY(-2px);border-color:var(--line-strong);box-shadow:var(--card-shadow)}.theme-swatch b,.theme-swatch small{display:block}.theme-swatch small{font-weight:700;opacity:.72}.theme-icon{font-size:24px;line-height:1}.theme-swatch.active{outline:0;border-color:var(--green);box-shadow:0 0 0 3px color-mix(in srgb,var(--green) 18%,transparent)}
@media(prefers-reduced-motion:reduce){.theme-swatch{transition:none}.theme-swatch:hover{transform:none}}

/* FinCoach 9.2 · Operations / Diagnose */
.system-hero{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:18px}
.system-score{min-width:130px;padding:18px;border-radius:18px;text-align:center;background:var(--surface-soft);border:1px solid var(--line)}
.system-score strong{display:block;font-size:28px}.system-score span{color:var(--muted);font-size:12px}.system-score.ready{box-shadow:inset 0 0 0 1px var(--success-line)}.system-score.not-ready{box-shadow:inset 0 0 0 1px var(--danger-line)}
.diag-list{display:grid;gap:10px}.diag-item{display:grid;grid-template-columns:12px 1fr;gap:12px;align-items:start;padding:12px;border:1px solid var(--line);border-radius:14px;background:var(--surface-soft)}.diag-item p{margin:4px 0 0;color:var(--muted);font-size:13px}.diag-dot{width:10px;height:10px;border-radius:50%;margin-top:6px;background:var(--muted)}.diag-ok .diag-dot{background:var(--green)}.diag-error .diag-dot{background:var(--red)}.diag-warn .diag-dot{background:var(--amber)}.diag-head{display:flex;justify-content:space-between;gap:12px;align-items:center}.kv{display:grid;gap:0}.kv div{display:grid;grid-template-columns:120px 1fr;gap:12px;padding:10px 0;border-bottom:1px solid var(--line)}.kv dt{color:var(--muted)}.kv dd{margin:0;overflow-wrap:anywhere;font-weight:700}
@media(max-width:760px){.system-hero{align-items:flex-start;flex-direction:column}.system-score{width:100%}.kv div{grid-template-columns:1fr}}
.announcement-card{border-left:4px solid var(--blue)}.announcement-card .announcement-body{white-space:pre-wrap;line-height:1.7}.announcement-card .row-actions{justify-content:space-between;align-items:center}
.nav-group{display:grid;gap:4px}.nav-section-title{padding:12px 12px 4px;color:var(--muted);font-size:10px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.nav-group+.nav-group{margin-top:5px}